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The Law of Mortgages in Ghana
The Law of Mortgages in Ghana discusses the Law relating to the use of immovable property as security for the repayment of a loan or the performance of some other obligations. It explores the historical contours of mortgages tracing its evolution from ancient Roman times through its development in English Law and how it was received in Ghana as a legacy of colonization as well as statutory interventions in Ghana. It discusses the various ways in which a mortgage may be created under Ghanaian Law as well as the essential characteristics of a mortgage and the incidents captured in the maxim “once a mortgage, always a mortgage”.
In this regard, it also discusses the nuances and legal ramifications of mortgaging marital property or property belonging to a spouse, particularly married women, as well as the considerations of independent legal advice leading to the conclusion of a mortgage transaction.
This book also addresses the remedies available to a mortgage in the event of default. The remedies discussed include suing the mortgagor on his personal covenant to perform; sale of the mortgaged property (judicially and statutorily); exercise of the right of possession; and the appointment of a Receiver. These discussions are done in the context of the various relevant statutes such as the Mortgages Act, 1972 (NRCD 96), the Home Mortgage Finance Act, 2008(Act 770) and the Borrowers and Lenders Act, 2008 (Act778). It also discusses the vexed question of priority of mortgages which determines the sequence in which competing claims over a mortgaged property or sale proceeds of a mortgaged property are settled, particularly in the event that the proceeds of sale are not enough to pay all mortgages. Furthermore, it discusses technical concepts relating to priority of mortgages such as tacking, consolidation, marshaling, exoneration and contribution.
The book also treats the subject of transfer of mortgages by both the transferor and transferee; redemption of mortgages; and pledges. The last chapter of the book is the practitioner’s chapter which focuses on the intricacies of a mortgage action.
₵350.00The Law of Mortgages in Ghana
₵350.00 -
12 Keys to Financial Success: A Guide to Financial Independence
12 Keys to Financial Success: A Guide to Financial Independence
₵85.00 -
Mobile Number Portability Regulations, 2011 (L.I. 1994)
Mobile Number Portability Regulations, 2011 (L.I. 1994)
₵30.00 -
Electronic Communications Regulations, 2011 (L.I. 1991)
Electronic Communications Regulations, 2011 (L.I. 1991)
₵42.00 -
Occupational and Personal Pension Schemes (General) Regulations, 2011 (L.I. 1990)
Occupational and Personal Pension Schemes (General) Regulations, 2011 (L.I. 1990)
₵62.00 -
Becoming All Things to All Men – Living as God’s Ambassador at All Times
In this book, the author uses various episodes in his life as a basis of pointing young people to useful lessons of life interlaced to offer the reader an exciting prose. He uses sixty-eight (68) episodes carefully interwoven in fifteen (15) chapters to draw critical lessons for the reader.
As they read this book, readers will be encouraged and challenged to take the necessary steps to enable them discover their purpose in this life. He uses vivid examples to strongly drive home various lessons he seeks to draw the attention of readers to enable them to rise above the storms of life. It is these that will help them pursue life in a manner that will enable them to leave an indelible mark in the sands of time. It is this that will give God the glory.
In the end, the author alludes to the fact that even though giving the world the best one has, may never be enough, it is still important to give the world the best one has anyway. The book concludes giving the reader thought-provoking issues to ponder about the real essence of life!
₵50.00 – ₵70.00 -
Basic National Social Security Scheme Regulations, 2011 (L.I. 1989)
Basic National Social Security Scheme Regulations, 2011 (L.I. 1989)
₵32.00 -
Anti-Money Laundering Regulations, 2011 (L.I. 1987)
Anti-Money Laundering Regulations, 2011 (L.I. 1987)
₵28.00 -
Civil Proceedings (Fees and Allowances) (Amendment) Rules, 2019 (C.I. 123)
Civil Proceedings (Fees and Allowances) (Amendment) Rules, 2019 (C.I. 123)
₵12.50 -
West to East: My East African Sojourns
West to East is about the author’s experiences in two East African countries, Kenya and Uganda.
After a successful interview in December 2016, the author was offered the appointment of CEO, African Peace Support Trainers’ Association in Kenya. Surprisingly, he developed cold feet. He had to be coaxed, cajoled and “ordered” to take the job in 2017.
The author’s premonition turned right when he arrived in Kenya to find an organization torn-apart by internal/external politics, personality conflicts and without money. The three-year offer ended in less than a year.
For a continent struggling for unity, this experience was unfortunate.
Earlier, between 2008 and 2009, the author had served in Uganda as Senior Military Adviser to former President Joaquim Chissano of Mozambique. He was UN Secretary-General Kofi Annan’s Special Representative for the Lord’s Resistance Army-Affected Areas of Uganda, Democratic Republic of Congo, South Sudan and the Central African Republic. A summary of the author’s experience in Uganda is provided.
Nana Kwasi Gyan-Apenteng describes the book as “a good textbook or supplementary-reader for people in all disciplines, but will be indispensable for professional and lay-people seeking information about Peacekeeping and International Multilateral responses to crisis.”
₵100.00 -
The Consultant
**Available from 23 June, 2022
Consider this book the ultimate ‘How To’ compilation on a work area which has become extremely popular and lucrative in recent years — Consulting. The content of this book reflects the Author’s personal and professional consulting experience spanning over forty years, on work that has taken him to various African countries, the United Kingdom, the USA and Singapore.
This book’s primary objective is to share the experience of a seasoned professional to promote Consulting as a vocation. It can truly be described as a manual and a set of guidelines for all Consultants. It particularly targets aspiring and young practicing individuals in the field.
The Author, Dr. Joseph E. Bannerman, describes his work journey so far with his firm, Plan Consult, as exciting , full of dynamic encounters with a host of professionals from different backgrounds, government ministries, departments and organisations within both the public and private sector. His work has resulted in new and reviewed policies of various national sectors to the greater advantage of the beneficiaries of his expertise, of which he is most proud.
The structure of this book adopts a ‘Project Planning Approach’ which the author calls ‘The Consulting Cycle’ and reinforces its credentials as one’s go-to ‘How To’ directional guide on Consulting. The arrangement of the chapters reflect the rich life experiences of the Author and follows his journey step by step to organically take the reader through advancing progressively in their consulting career.
₵250.00The Consultant
₵250.00 -
Fees and Charges (Amendment) Instrument, 2011 (L.I. 1986)
Fees and Charges (Amendment) Instrument, 2011 (L.I. 1986)
₵43.75 -
Energy Efficiency (Prohibition of Manufacture, Sale or Importation of Incandescent Filament Lamp, Used Refrigerator, Used Refrigerator-Freezer, Used Freezer and Used Air-Conditioner) Regulations, 2008 (L.I. 1932)
Energy Efficiency (Prohibition of Manufacture, Sale or Importation of Incandescent Filament Lamp, Used Refrigerator, Used Refrigerator-Freezer, Used Freezer and Used Air-Conditioner) Regulations, 2008 (L.I. 1932)
₵12.50 -
Tertiary Institutions (Establishment and Accreditation) Regulations, 2010 (L.I. 1984)
Tertiary Institutions (Establishment and Accreditation) Regulations 2010 (L.I. 1984)
₵105.00 -
Local Government (Creation of New District Electoral Areas and Designation of Units) Instrument, 2010 (L.I. 1983)
Local Government (Creation of New Districts, Electoral Areas and Designation of Units) Instrument 2010 (L.I. 1983)
₵238.00