Fate of System Thinking: Lessons for Decision Optimisation – Stories from UT Bank, Capital Bank and UniBank


In stock

With a history of over a century, the banking industry in Ghana has had periods of financial distress and has had to deal with the persistent problem of lack of financing for indigenous businesses.

UT Bank developed a business model that sought to solve the problem of lack of finance for the informal sector. The UT approach became a model for many other financial institutions. The liquidation of UT Bank and Capital Bank as well as the appointment of an administrator for uniBank signal significant problems worth exploring. Banking serves as the foundational industry for building an economy, thus the banking challenges unearth a far bigger challenge in the dynamics of our economy. Until we have fully understood what the issues are, we are unlikely to identify what the solutions should be.

The author is convinced that the world needs to appreciate the causes of the collapse of these institutions so as to stop fiddling with the symptoms and the demonization without knowledge of cause. This book shares the author’s personal experience and lessons from working with both UT Bank and Capital Bank. He is a financial services educator and has a good understanding of indigenous enterprises. The lessons are intended to revolutionize the way businesses are organized and how individuals approach decision making. The book will help organisations build stronger, sustainable, diverse and more effective systems from the ashes of UT Bank, Capital Bank and uniBank.


Additional information

Weight 0.280 kg

Samuel Okyere

Samuel Okyere has a Bachelor of Science degree in Actuarial science from the University of Cape Coast, Ghana and a distinction in a Master of Risk Management and Finance from the Business School Netherlands. He holds a degree in Law and is a certified Information Security Master.

He is an expert in Enterprise Risk Management, Strategy and Business Optimisation as well as Banking and Finance. His passions span academia, consultancy, social influence and leadership.

He is the founder of Speakers-Hub Limited, a speakers’ bureau and management services and AfricaLearn Limited, an organisational learning, research and enterprise solution firm. He is currently the Head of Operational and Market Risk at a strong and vibrant universal bank in Ghana.

Submit your review

Your email address will not be published. Required fields are marked *


There are no reviews yet.

See It Styled On Instagram

    Instagram did not return a 200.

Main Menu