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The Law of Mortgages in Ghana
The Law of Mortgages in Ghana discusses the Law relating to the use of immovable property as security for the repayment of a loan or the performance of some other obligations. It explores the historical contours of mortgages tracing its evolution from ancient Roman times through its development in English Law and how it was received in Ghana as a legacy of colonization as well as statutory interventions in Ghana. It discusses the various ways in which a mortgage may be created under Ghanaian Law as well as the essential characteristics of a mortgage and the incidents captured in the maxim “once a mortgage, always a mortgage”.
In this regard, it also discusses the nuances and legal ramifications of mortgaging marital property or property belonging to a spouse, particularly married women, as well as the considerations of independent legal advice leading to the conclusion of a mortgage transaction.
This book also addresses the remedies available to a mortgage in the event of default. The remedies discussed include suing the mortgagor on his personal covenant to perform; sale of the mortgaged property (judicially and statutorily); exercise of the right of possession; and the appointment of a Receiver. These discussions are done in the context of the various relevant statutes such as the Mortgages Act, 1972 (NRCD 96), the Home Mortgage Finance Act, 2008(Act 770) and the Borrowers and Lenders Act, 2008 (Act778). It also discusses the vexed question of priority of mortgages which determines the sequence in which competing claims over a mortgaged property or sale proceeds of a mortgaged property are settled, particularly in the event that the proceeds of sale are not enough to pay all mortgages. Furthermore, it discusses technical concepts relating to priority of mortgages such as tacking, consolidation, marshaling, exoneration and contribution.
The book also treats the subject of transfer of mortgages by both the transferor and transferee; redemption of mortgages; and pledges. The last chapter of the book is the practitioner’s chapter which focuses on the intricacies of a mortgage action.
₵350.00The Law of Mortgages in Ghana
₵350.00 -
Contemporary Issues in Foreign Policy, Diplomacy and International Affairs
This is a collection of essays derived from a series of symposia and online webinars hosted by the Council of Foreign Relations- Ghana.
From the inaugural symposium chaired by Ambassador James Victor Gbeho, with addresses by The President of Ghana, His Excellency Nana Addo Dankwa Akufo-Addo, and Ghana’s Foreign Minister, Madam Shirley Ayorkor Botchwey, the CFR-Ghana elicits interesting views and opinions from people best placed to be aware of the big picture of contemporary issues in international affairs, particularly from the perspective of how they impact our African Continent.
Totally informative and engaging, sometimes entertaining and mentally provocative, which challenges us all to seriously reflect upon contemporary issues in foreign policy, diplomacy and international affairs.
“The setting up of CFR-Ghana is long overdue and I’m glad that finally it has been done. The Executives and Founding Members are to be commended for this achievement and I wish them the very best of luck in the years to come. “
– H.E President Nana Addo Dankwa Akufo-Addo (President of the Republic of Ghana)
₵150.00 – ₵200.00 -
Mobile Number Portability Regulations, 2011 (L.I. 1994)
Mobile Number Portability Regulations, 2011 (L.I. 1994)
₵30.00 -
Electronic Communications Regulations, 2011 (L.I. 1991)
Electronic Communications Regulations, 2011 (L.I. 1991)
₵42.00 -
Occupational and Personal Pension Schemes (General) Regulations, 2011 (L.I. 1990)
Occupational and Personal Pension Schemes (General) Regulations, 2011 (L.I. 1990)
₵62.00 -
Basic National Social Security Scheme Regulations, 2011 (L.I. 1989)
Basic National Social Security Scheme Regulations, 2011 (L.I. 1989)
₵32.00 -
Anti-Money Laundering Regulations, 2011 (L.I. 1987)
Anti-Money Laundering Regulations, 2011 (L.I. 1987)
₵28.00 -
Civil Proceedings (Fees and Allowances) (Amendment) Rules, 2019 (C.I. 123)
Civil Proceedings (Fees and Allowances) (Amendment) Rules, 2019 (C.I. 123)
₵12.50 -
West to East: My East African Sojourns
West to East is about the author’s experiences in two East African countries, Kenya and Uganda.
After a successful interview in December 2016, the author was offered the appointment of CEO, African Peace Support Trainers’ Association in Kenya. Surprisingly, he developed cold feet. He had to be coaxed, cajoled and “ordered” to take the job in 2017.
The author’s premonition turned right when he arrived in Kenya to find an organization torn-apart by internal/external politics, personality conflicts and without money. The three-year offer ended in less than a year.
For a continent struggling for unity, this experience was unfortunate.
Earlier, between 2008 and 2009, the author had served in Uganda as Senior Military Adviser to former President Joaquim Chissano of Mozambique. He was UN Secretary-General Kofi Annan’s Special Representative for the Lord’s Resistance Army-Affected Areas of Uganda, Democratic Republic of Congo, South Sudan and the Central African Republic. A summary of the author’s experience in Uganda is provided.
Nana Kwasi Gyan-Apenteng describes the book as “a good textbook or supplementary-reader for people in all disciplines, but will be indispensable for professional and lay-people seeking information about Peacekeeping and International Multilateral responses to crisis.”
₵100.00 -
Energy Efficiency (Prohibition of Manufacture, Sale or Importation of Incandescent Filament Lamp, Used Refrigerator, Used Refrigerator-Freezer, Used Freezer and Used Air-Conditioner) Regulations, 2008 (L.I. 1932)
Energy Efficiency (Prohibition of Manufacture, Sale or Importation of Incandescent Filament Lamp, Used Refrigerator, Used Refrigerator-Freezer, Used Freezer and Used Air-Conditioner) Regulations, 2008 (L.I. 1932)
₵12.50 -
Tertiary Institutions (Establishment and Accreditation) Regulations, 2010 (L.I. 1984)
Tertiary Institutions (Establishment and Accreditation) Regulations 2010 (L.I. 1984)
₵105.00 -
Local Government (Creation of New District Electoral Areas and Designation of Units) Instrument, 2010 (L.I. 1983)
Local Government (Creation of New Districts, Electoral Areas and Designation of Units) Instrument 2010 (L.I. 1983)
₵238.00 -
Fisheries Regulations, 2010 (L.I. 1968)
Fisheries Regulations 2010 (L.I. 1968)
₵157.50 -
Local Government (Urban, Zonal and Town Councils and Unit Committees) (Establishment) Instrument, 2010 (L.I. 1967)
Local Government (Urban, Zonal & Town Councils & Units Committee Establishment) Instrument (L.I. 1967)
₵112.00 -
Copyright Regulations, 2010 (L.I. 1962)
Copyrights Regulations 2010 (L.I. 1962)
₵98.00