Mrs. Marufatu Abiola Bawuah has enormous experience in retail banking and marketing. She holds a BSc. In Actuarial Science from the University of Lagos, Nigeria, an LLB with honours from the University of London, a Diploma in Marketing from GIMPA and an MBA (Finance) from the University of Ghana. She also has numerous leadership qualifications from Harvard Business School, Columbia University in the City of New York, INSEAD and Institut Villa Pierrefeu in Switzerland. At the 2016 Chartered Institute of Marketing Ghana Awards, she was adjudged the ‘CIMG Marketing Woman of the Year’ and subsequently went on to win the ‘Finance Personality of the Year Award’ at the Ghana Accountancy and Finance Awards barely two months after. Mrs. Bawuah is part of the ‘Woman Rising’ inspiring list of the Top 50 Women Corporate Leaders in Ghana. Again, at the 2016 CFO Awards, she was adjudged ‘Woman of Excellence in Finance'. In 2017 she was crowned ‘Female Expatriate CEO of the Year' by the Millennium Excellence Foundation for her hard work, achievements, and contributions to Ghana. Mrs. Abiola Bawuah is the Regional CEO West Africa 1 of the United Bank for Africa (UBA).